Landlord’s Rent Guarantee Insurance

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Landlord’s Rent Guarantee Insurance protects landlords against the loss of rental income and associated costs should tenants be unable to pay their rent.

We recommend that anyone who could financially suffer should the property they are renting no longer receive a rental income, should take out Landlord’s Rent Guarantee Insurance.

Even the best professional tenants can find themselves in a difficult situation and be unable to pay their rent. Landlord’s Rent Guarantee insurance is a valuable safety net should you no longer receive payments as expected.

At Luxury Hub, we offer a competitive policy which pays out until vacant possession is obtained. We do the work on your behalf to recover any outstanding rent and make sure you don’t lose out during the process. Not only that, but while your property is vacant, we will pay 75% of rent arrears for two months. Landlord’s Rent Guarantee Insurance includes a speedy, online claims process and a unique, free mediation service too.

Rent Guarantee Insurance

Why Should Landlords Have Rent Guarantee Insurance?

Peace of mind

Reduce admin

Our guaranteed rental insurance policy will manage much of the arduous admin that goes into recovering rent, or removing tenants or squatters from your landlord’s property.

No missed rental payments

Online claims process

Our online claims process was awarded “Claims Partner of the Year” at the Insurance Times Awards 2020, and can help you file a claim in under 10 minutes on average.

Cover for Legal & Claim costs  included as standard

24/7 support

Luxury Hub’s expert Insurance team is always at the end of the phone, ready to take your call no matter what time of day, and is fully trained to provide advice on legal problems within UK and EU law.

Cover for Legal & Claim costs  included as standard

Peace of mind

With landlord’s rent guarantee insurance, you can forget about rent payment nightmares and difficult situations. You will have total peace of mind over your rental income.

Peace of mind

No missed payments

Your missed rental payments are covered by the insurance company, to cover your mortgage or other costs.

No missed rental payments

Legal and claim cost cover

Guaranteed rental insurance covers any eviction costs if your tenant is in breach of their tenancy agreement.

Cover for Legal & Claim costs  included as standard

Rent protection

Landlords rent guarantee insurance ensures protection in case the tenant doesn’t pay their rent as well as protection from a loss of income, with comprehensive cover.

Cover for Legal & Claim costs  included as standard

Rent recovery

We will pursue tenants on your behalf to recover outstanding rent from them.

Peace of mind

Eviction of tenants

Luxury Hub will manage the legal proceedings to ensure eviction of tenants who can’t meet the requirements of their tenancy agreement or squatters who are living in your property without consent.

No missed rental payments

Property damage cover

Ensures legal cover to pursue tenants for damage to the property of over £1,000. £100,000 indemnity is the total amount payable in the event of a claim.

Cover for Legal & Claim costs  included as standard

Contract dispute cover

All costs and expenses are covered for disputes with a party you have a direct contractual relationship with.

Cover for Legal & Claim costs  included as standard

Insurance you can trust

DAS Insurance UK underwrite our insurance policies. They has been giving customers insurance help for over 40 years, and is one of the pioneers in the United Kingdom.

Our Rent Guarantee Insurance Process

Step 1


Contact Us

Send our team of experts an enquiry to discuss your requirements for landlord rent guarantee insurance.

Contact Us
On boarding meeting

Step 2


Complete Our Form

Fill out our quick and easy form, and give us the requested property details so we can put together your quote.

Step 3


Receive Quote

Our underwriters will send you a detailed quote for your landlord rent guarantee insurance.

Receive Quote
Sign Up

Step 4


Sign Up

Carefully check the inclusions and exclusions of your property, and if everything
looks in order, you can sign up.

Step 5



We will take care of the processing and documentation, so you can relax
and know you’re in safe hands.

Sign Your Personalised Management Agreement
Pounds in your pocket

Step 6


Submit a Claim

If you have a problem with your property or tenants, we’ve got you covered.
Simply submit your claim online in minutes.

Our Latest Offers

Less chance of void periods

Guarantee Your Rent

We currently have guaranteed rental agreement companies fully reference and reputable rent to rent “agent landlords” who will guarantee your rent for 3 to 5 years

No more stress for you

Property Management Discount

We are now offering a discount if you buy a property management contract online today.
Our fully managed service for single lets is priced at 12% and will be discounted to 8%
Our fully managed service for HMO’s is priced at 15% and will be discounted to 10%

No more stress for you

Refer and Earn

Refer a landlord to luxury Hub and we will reward you with a £100 Amazon voucher when they sign up or we will donate £100 to our partner charity group, Brew Power, on your behalf

I have only ever had good experiences with Luxury Hub. The team is friendly and helpful, they treat us with respect and I've always felt like they value us as tenants. Thanks for being the kind of agent I am happy to write a testimonial for.

Paul Robinson, Happy Tenant

We have been extremely impressed with the service offered by Luxury Hub; they're very prompt and professional when dealing with us. I really wanted to emphasise how great you guys are without going OTT.

Wesley Cook, Happy Tenant

I have been a tenant with Luxury Hub for 2 years; they have always been quick, efficient and pleased to affect any necessary repairs or help whenever needed. An extremely professional and understanding team, they are friendly and easy to communicate with.

Danny Smith , Happy Tenant

Luxury Hub

Frequently Asked Questions

How does Landlord’s Rent Guarantee Insurance work?

When a new tenant moves into your property, you can submit an application for guaranteed rental insurance. Once approved, your rental payments due from the tenant are covered by the rental insurance in case your tenant fails to pay their rent.

How many tenants can my guaranteed rental insurance policy cover?

Our insurance covers HMOs on a room by room basis and does not depend on the number of tenants. For a single let it covers the full rental agreement.

What criteria does this insurance policy take into account?

Our insurance policies are closely aligned with the criteria assessed in our online comprehensive tenant referencing service, covering credit, residential history, identification, and income.

How can I make a claim?

The claims process through our system is automated with the relevant documents hosted on the platform, saving you time and the hassle of pulling together large amounts of paperwork. If the case includes rent arrears, we will also automatically contact any applicable tenants and guarantors to explain and advise on the next steps.

Has this policy changed during Covid-19?

Luxury Hub have continued to provide landlord rent guarantee insurance throughout Covid-19, with no disruption to new business or renewals. To do this, we enhanced our claims process to include a comprehensive pre-claims service with mediation, financial assessments, and support to landlords. All while continuing to provide cover that protects rental income until vacant possession is obtained.